CHESTER, Pennsylvania

The Homebuyer Assistance Program (HAP)  is intended to encourage expanded homeownership by low income persons in the City of Chester.  It has a dual focus of encouraging existing renters in the City to become homeowners and encouraging new residents to buy a house in the City. The Homebuyer Assistance Program is designed to help those who have the financial capability to handle a mortgage and who are ready to accept the responsibilities of owning a home, but who have had difficulty in assembling the significant lump sum of cash that is necessary to cover the downpayment and closing costs associated with buying a home.

The Homebuyer Assistance Program will provide 50% of the downpayment needed to purchase a home in the city of Chester and $5,000 in closing costs as a zero percent (0%) interest loan.  Applicants interested in applying for the Homebuyer Assistance Program must submit an application to the Chester Economic Development Authority (CEDA). For more information contact Lisa Gaffney, Housing Director at 610-447-7861.